Kamis, 22 Oktober 2026

Taqwa is Indicated by the Quality of One’s Social Conduct (Muamalah)

The term "taqwa" (piety/God-consciousness) appears 251 times in the Quran. It is a central and exalted concept for understanding Islam, one that shapes our daily lives. Taqwa encompasses moral, character, behavioral, and economic dimensions.

Linguistically, taqwa means safeguarding something from harm or danger. It is an endeavor to keep oneself protected from that which is wrong or impure. In its simplest sense, the essence of taqwa is "fear"—specifically, the fear of anything that leads to sin. It entails fortifying oneself through total obedience to Allah, thereby shielding oneself from His punishment. Taqwa acts as a fortress, protecting an individual from actions or omissions that could invite divine retribution. It is described as the pinnacle of human achievement—the state of being the most noble of human beings (Al-Hujurat: 13). According to Sayyid Qutb, taqwa is a sensitivity of the heart, a refinement of feeling, and a constant, cautious vigilance against the "thorns" encountered in life.

In the context of one’s relationship with Allah (hablul minallah), the character of a person who possesses taqwa includes believing in the unseen (Al-Baqarah: 3–4), establishing prayer, spending from one’s provisions for the sake of others, maintaining certainty in the afterlife, restraining anger, being inclined to forgive, and promptly repenting upon committing a wrong. Furthermore, in terms of economic life, it is characterized by sound economic conduct. Thus, a person of taqwa possesses noble character and enjoys a robust economic standing—a reality that aligns with Allah’s promise. "If the people of the countries believed and were devout, We would surely bestow upon them blessings from the heavens and the earth (in the form of wealth, prosperity) (Al A'raf: 96). And, all dimensions of worship are steps towards advancing piety. The Koran contains the keys to achieving success, one of which is piety.

We know this hadith very well: Work hard for your world as if you will live forever, work hard for your afterlife as if you die tomorrow. Allah prefers Muslims who are strong in faith and economics to Muslims who are weak. Successful humans and communities are those who have noble character and receive abundant wealth from Allah. So, piety is one of the reasons for the decline in fortune. Taqwa is the key to sustenance. Whoever is pious is promised that he will be given sustenance from an unexpected direction [Ath Thalaq: 2-3].

Yes, we must be as confident as possible in the truth, awesomeness and magic of the Quran and Sunnah in showing the way of business. According to the book "Dare to be Rich, Dare to be Taqwa", the Koran and Sunnah are the "highway" that will make you rich. For those of you who want to be rich without limits with the blessings, mercy and grace of Allah, the Al-Quran and Sunnah are the most real, clear, faithful and true guides in taking your business to the gates of unlimited success (unstoppable success), achieving great success and indescribable happiness, not only in this world but also in the afterlife.

As a fruit of piety, a pious man will receive Allah's grace (At Taubah: 4), Allah will always be with his steps and thoughts (An Nahl: 128), benefit from what is read in the Koran (Al Baqarah: 2), be free from Satan's interference (Al A'raf: 35), be accepted for his deeds (Al Maidah: 27), and find ease after difficulties and find a way out after difficulties (Ath Thalaq: 2 and 4). Taqwa has direct implications for social life (muamalah). In a society whose members are devout, security will emerge in society, peace, justice and the spread of peace. The characteristics of a pious person are fulfilling the pillars of faith and Islam, keeping promises, being honest with Allah, himself and humans and maintaining trust. He loves his brother as he loves himself. A pious person is someone who never hurts or is unjust to others, acts fairly when angry and pleased, repents and always makes forgiveness to Allah.

Muamalah matters are very serious. We should be much more careful in our relationships with humans. If we wrong someone and that person doesn't want to forgive us, what can we do? Even praying and fasting as much as possible cannot erase the hurt we have caused. Hasn't it ever happened that a person was released from such long agony of torture after his mother forgave him?

At least the following five reasons can prove how serious the issue of muamalah is. First, the proportion between social verses (muamalah) and religious verses (mahdhah) in the Koran and hadith is 100 to 1. For example, in Surah Al Mukminun verses 1-9, the characteristics of a believer are that they pray fervently, avoid doing useless actions, keep their mandate and promises, and protect their honor from immorality. Second, with the muamalah principle, it is permissible to postpone or shorten individual worship if the time coincides with corporate worship. Third, worship that contains a social aspect is rewarded more than worship that is individual. The value of congregational prayer is 27 times greater than that of praying alone.

Fourth, related to kifarat. Mahdhah worship that is imperfect or invalidated because it violates certain taboos is compensated for in the form of something related to a social problem. Regarding husband and wife during fasting, they may be compensated by freeing their slaves, those who are unable to fast may be compensated by paying fidyah, and those who are not in ihram may be compensated by slaughtering a camel and dividing the meat. Finally, fifth, good deeds in the social sector receive greater rewards than sunnah worship. "Would you like me to tell you what degree is more important than prayer, fasting and sadaqah? The friend answered: of course. Namely reconciling two quarreling parties."

In the hadiths of Bukhari and Muslim there are several hadiths relating to this. From Abu Hurairah: "A person who tries to help widows and the poor is likened to a person who fights in the way of Allah, a person who wakes up praying all night and is like a person who fasts without stopping." How important is family and friendship relations, and reconciling disputes, so that people who break friendship relations will not enter heaven. Furthermore, from Ibn Umar: "A Muslim is a brother to another Muslim. ... whoever is able to fulfill his brother's wishes, then Allah will also be pleased to fulfill his wishes. Whoever relieves a Muslim of one hardship, Allah will relieve one of the hardships among the hardships on the Day of Judgment. Whoever covers the faults of a Muslim, then Allah will cover his faults on the Day of Resurrection."

Still relevant to this, a hadith from Abdullah bin Amru states that the best qualities in Islam are giving food and greetings, as well as someone who saves Muslims with his tongue and hands, moreover helping people to get a job. So, friends, don't insult a workshop owner, for example, who is able to employ several people and guarantee the livelihood of his workers' families, even though he doesn't attend the mosque all the time.
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